Pre Homebuyer Education

One-on-one counseling will be provided and appropriate referrals will be made that will lead to homeownership readiness.  The homeownership counselor will verify income from all income producing sources. A budget will be prepared with the potential homeowner to determine the best financial plan for this family to achieve homeownership.  The family credit history will be reviewed.  Credit issues will be resolved through an action plan prepared by the homeownership counselor and potential homeowner.  In absence of a traditional credit history, the homeownership counselor will examine ways to establish and to provide existing sources of non-traditional credit.